Kentucky First Time Home Buyer Programs

Kentucky Housing Corp

Kentucky Housing Corporation, created by the 1972 General Assembly, is a self-supporting, public corporation of the Commonwealth of Kentucky administratively attached to the Finance and Administration Cabinet. A portion of Kentucky Housing’s funds are derived from the interest earned through the sale of tax-exempt mortgage revenue bonds. From these proceeds, Kentucky Housing has made home ownership possible for more than 86,000 Kentucky families. Kentucky Housing also operates through the receipt of fees for administering federal programs including rental assistance that makes safe, quality, affordable housing available to more than 27,500 low-income Kentuckians. Other programs additionally offered by Kentucky Housing include rental housing production financing, home ownership education/counseling, and a variety of rental assistance, housing rehabilitation and home repair initiatives. Kentucky Housing works with many partners across the state, including lenders, government agencies, nonprofit housing providers, builders, real estate agents, community organizations, and developers, to create affordable housing opportunities through an array of programs and services.